Service Charges with effect from 1 November 2025

Saving Accounts

Nature of ChargeAmount in Rs. (Excluding GST)
Duplicate Pass Book / StatementRs. 100/- ; Rs. 50/- per page
Non maintenance of minimum balance5% of short fall to Minimum Balance or minimum Rs.5/- ; No charges for dormant account
Cheque Stop paymentRs. 100/- per instrument
Signature verificationRs. 100/- per signature
Photo attestationRs. 100/- per attested photo
Address ConfirmationRs. 100/- per request
Change in operational instructionRs. 100/- per instance
Account closing chargesSB General: Within 6 months Rs.350/- ; After 6 months Rs.300/- ; Privilege Accounts: If Account closed within 1 year Rs.5000/- ; If closed after 1 year & within 2 years Rs.2500/- ; If closed after 2 years Rs.1000/-
Cheque book charges MICR15 cheque leaves free every financial year, thereafter Rs.4/- per cheque leaf
Issue of Balance certificate / Status / Confidential ReportRs. 100/- per certificate (Bank to Bank no charge)
Old Record in the form of voucher, document, etc(other than statement of A/C)Rs. 200/- per instance upto 2 years and thereafter Rs.100/- per additional year
Duplicate ATM Card issue chargesRs.200/- per card ; Rs.50/- for duplicate pin

For Current Accounts

Nature of ChargeAmount in Rs. (Excluding GST)
Duplicate Pass Book / StatementRs. 100/- ; Rs. 50/- per page
Non maintenance of minimum balanceRs.400/- per month
Folio chargesRs.50/- per 50 entries/per folio (Quarterly)
Cheque Stop paymentRs.150/- per cheque leaf (max Rs.500/- per instance, only in case of lost chequebook)
Signature verificationRs.100/- per signature
Photo attestationRs.100/- per photo
Address ConfirmationRs.100/- per request
Standing Instruction (outside remittance)NIL
Change in operational instructionRs.100/- per occasion
Account closing chargesRs.500/-
Cheque book charges MICR30 cheque leaves free every financial year, thereafter Rs.4/- per cheque leaf
Issue of Balance Certificate / Status / Confidential ReportRs.200/- per certificate (Bank to Bank no charge)
Old Record in the form of voucher, document, etc(other than statement of A/C)Rs.200/- per instance upto 2 years and thereafter Rs.100/- per additional year
Duplicate ATM Card issue chargesRs.200/- per card ; Rs.50/- for duplicate pin

Cash Handling Charges

Nature of ChargeAmount in Rs. (Excluding GST)
For Saving A/csUp to Rs.1.00 lakh - Nil ; Above Rs.1 lakh Rs.3/- per 1000/-
For Current, Overdraft and related AccountsUp to Rs.3 lakhs Nil ; Above Rs.3 lakhs but less than Rs.15 lakhs Rs.3/- per 1000/- ; Above Rs.15 lakhs Rs.5/- per 1000/-
For Current, Overdraft and related Accounts (Denomination below Rs.100/-)Rs.50/- per bundle ; For coins (per 100 coins/day): Rs.10/- (Rs.10), Rs.5/- (Rs.6), Rs.1 & 2 (Rs.4)

Other Charges

Nature of ChargeAmount in Rs. (Excluding GST)
SI failure chargesRs.250/- per month
Inward Cheque Return chargesRs.3/- per Rs.1000/- (Min Rs.250/-) – funds insufficient
ECS Return chargesRs.150/- per ECS for Saving ; Rs.250/- per ECS for Others
Outward Cheque Return chargesRs.200/- per instrument
Issue of duplicate share certificateRs.100/- per share certificate + App. Tax ; Indemnity Rs.500/- Stamp Paper + Notary
Commission on DDs / Pay ordersRs.3/- per thousand ; Min Rs.50/-
Duplication/Revalidation/Cancellation of DDs/PayordersRs.100/- per instrument besides indemnity
RTGS OutwardRs.25/- (2–5 lakh) ; Rs.50/- (5 lakh & above) per instance
NEFT OutwardUpto 10k: Rs.2.50 ; 10k–1 lakh: Rs.5 ; 1–2 lakh: Rs.15 ; Above 2 lakh: Rs.25
NEFT/RTGS via NetbankingNo charges
SMS charges25 paise per SMS (actual usage, no ceiling)
ATM Service chargesRs.150/- per card per annum
Late fees RDRs.1.50 per hundred per month
Excess debit entries in SB (cash >3 times/month)Rs.5/- per withdrawal
Copy of ChequeUp to 1 year Rs.100/- ; Beyond 1 year Rs.100 + Rs.50/- per year
Operations through Power of AttorneyRs.500/- per request + App. Tax
Failed SI (Loan)Rs.250/-
Non collection of Cheque Book within 1 monthNIL
ATM/POS Transaction declines (lack of balance)Rs.20/- per transaction
Account maintenance charges – SBNIL (Exempt SB Minor & Senior Citizen)
Annual maintenance charges (Current, CC, OD)NIL

Kanasanchay related charges

Nature of ChargeAmount in Rs. (Excluding GST)
Commission Recovery in case of Pre-maturity of KS DepositIf closed ≤6 months: 2% of total collection ; If closed >6 months but before maturity: 1% of total collection

Safe Deposit Locker Charges

Nature of ChargeAmount in Rs. (Excluding GST)
One time locker registration chargesRs.500/-
Locker Rent overdue charges1st Qtr: 5% ; 2nd Qtr: 10% ; 3rd Qtr: 15% ; 4th Qtr: 20%
Locker visit operation charges12 visits free ; Rs.100/- + GST per extra visit

Given below the rent in summarized from of broad categories of lockers based on the area in cubic inches.

No.GroupArea (Cubic Inches)Rent in Rs.Existing Type of Lockers
1SmallUp to 7501300A,B,C,D
2Medium - A751 to 15002300E,F,G,H,K,AC
3Medium - B1501 to 32003200AA,I,X,Y,J,BB,AD,AF
4Medium - C2201 to 35004000N,Q,M,Z,L,O
5Big3501 to 55005500P,W,R,S,AE,AG
6LargeAbove 55007000T,U,V,AB
No.TypeHeight (H)Width (W)Depth (D)Total Volume (Cubic Inches)Rent in Rs.
Small Group
1A4620.54921300
2B64.520.5553.51300
3C4.56.520.5599.631300
4D5720.5717.51300
Medium A Group
5E7.55.520.5845.632300
6F6820.59842300
7AC6.258.2620.51058.312300
8G41320.510662300
9H4.513.520.51245.382300
10K71020.514352300
Medium B Group
11AA7.4310.3520.51576.463200
12I61320.515993200
13X5.51520.51691.253200
14Y5.51620.518043200
15J7.51220.518453200
16BB16620.519683200
17AD6.2516.6820.52137.133200
18AF12.638.2620.52138.643200
19N131020.526654000
Medium C Group
20Q10.513.520.52905.884000
21M72120.53013.54000
22Z7.4320.8620.53177.294000
23L121320.531984000
24O131220.531984000
Big Group
25P121520.536905500
26W121620.539365500
27R1315.520.54130.755500
28AE12.6316.620.54297.995500
29S131820.547975500
30AG15.2516.220.55064.535500
Large Group
31T151820.555357000
32U152020.561507000
33V15.520.520.56513.887000
34AB15.8920.820.56775.57000
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